GTW FinanceFinancial Confidence for Young People
Future Ready™
Financial confidence for the decisions ahead.
Future Ready™ is GTW Finance’s practical financial confidence education programme for young people preparing for greater independence, employment and adult life.
Through engaging learning activities, real-life financial scenarios and practical resources, participants develop the knowledge and confidence to make informed financial decisions and take action.
The Opportunity
The move into adult life brings real financial decisions.
From first earnings and everyday spending to study, work and living more independently, young people begin making financial decisions long before they feel fully prepared.
Financial information provides an essential foundation. But understanding financial concepts does not always translate into the confidence to apply them.
Future Ready™ is designed to bridge that gap through practical learning, real-life scenarios, application and appropriate follow-through.
What Participants Develop
Financial confidence that extends beyond the learning session.
The programme supports young people to:
- Approach everyday financial decisions with greater confidence.
- Apply financial knowledge to real-life situations.
- Understand earning, spending, saving and planning for near-term goals.
- Prepare for greater independence, employment and adult life.
- Identify realistic actions and develop the confidence to follow through.
The focus is not simply on what participants know, but how they begin putting that knowledge into practice.
Who It’s For
An inclusive programme for young people, delivered with the organisations around them.
The programme is suitable for:
- Schools and transition-year initiatives.
- Youth organisations and youth development programmes.
- Education and training providers.
- Employability and enterprise initiatives.
- Organisations funding young people’s education and development.
Ways to Engage
Three ways to engage. A consistent focus on confident action.
Delivery can be tailored to organisational needs, with in-person, virtual and hybrid options available.
01 — Focused Workshops & Speaking Engagements
Standalone interactive workshops, talks and facilitated experiences introducing practical financial confidence topics relevant to young people’s everyday decisions, employment and future independence.
Suitable for school programmes, youth events, employability initiatives and education settings.
02 — Future Ready™ Core Programme
A structured four-session financial confidence education experience designed to help young people develop practical financial knowledge, strengthen decision-making confidence and apply their learning to real-life situations.
Includes interactive, age-appropriate facilitation, practical activities and real-world financial scenarios, proprietary GTW Finance participant workbooks, toolkits and learning resources, opportunities to apply learning, and baseline and post-programme evaluation. Session duration and delivery arrangements are adapted to participants and organisational requirements.
03 — Future Ready™ With Extended Support
Build on the core programme with additional learning reinforcement, guided application, reflection and follow-up opportunities.
Extended support can be designed collaboratively with organisational partners to suit participants’ needs, programme objectives and delivery contexts.
For Organisational Partners
Structured, relevant financial confidence education for the young people you support.
Commissioning Future Ready™ enables organisations to offer structured, relevant financial confidence education supported by practical learning resources and meaningful programme evaluation. It can help organisations to:
- Offer practical financial confidence education relevant to young people’s lives.
- Complement existing education, employability, youth or development programmes.
- Provide practical learning that encourages application beyond the session.
- Understand participant confidence, learning and progress through appropriate evaluation.
- Deliver a focused initiative or develop a broader programme based on organisational priorities.
The GTW Finance Approach
Evidence-informed. Action-focused.
Designed for real life.
Future Ready™ draws on the proprietary GTW Financial Confidence Method™, combining financial education, behavioural insights, age-appropriate learning and practical application.
Developed by GTW Finance, founded by Lilian Anegbe, PhD, Certified Financial Education Consultant and Certified Financial Coach.
GTW Finance incorporates appropriate baseline and post-programme evaluation, with follow-up measurement where included in the scope.
Partners receive meaningful insight into participant learning, confidence and reported progress.
Work With Us
Bring Future Ready™ to the young people you support.
Whether you’re planning a school or youth programme, an employability initiative or a funded education partnership, we’d welcome the opportunity to understand your priorities.